“Right before LivePlan, my group And that i experienced no clue exactly where or how to begin [...] It aided us focus on and Construct each space of our company approach and figure out that some aspects of the business necessary to be modified in advance of we could start.”
隨後律師樓會通知銀行，銀行會將批出的按揭貸款交給律師行，再安排轉交給物業的賣家，正式完成物業交易。
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銀行及財務公司收妥按揭貸款申請文件後，會為物業進行估價，並可能會向信貸機構索取並查閱申請人的信貸報告，再根據物業的種類、估值和樓齡，以及申請人的職業、收入來源及還款能力等，考慮批出的按揭利率、貸款金額及年期 (有關按揭成數的影響因素，可參閱另一篇懶人包:
買樓雖然開支多多，但只要小心計算，就不用擔心誤買負擔不起的物業。想了解更多樓盤資訊，立即到千居尋找心水樓盤。
“I didn’t have a company plan and working with LivePlan aided give me a straightforward Instrument to make a strong organization program for myself and consumers. My purchasers have absent on to boost their options and develop their companies.”
做「擔保人」除了要考慮借款人一旦斷供，要承擔起整筆債務外，都要注意可能影響到自己日後買樓時做按揭的難度大增！特別當你要申請高成數按揭時，按揭成數… 了解更多
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“LivePlan has eased my small business preparing procedures and possess delivered me with easy accessibility to credit score from both equally banking institutions and investors alike.”
新盤入票如何提高中籤機會：【新盤入票大法】入紙抽新樓秘技絕密公開，如何提高中籤機會？
【按揭攻略】年齡影響按揭年期？年紀大上會有辦法？... 買樓最好當然是趁年輕時買，以免日後年紀太大，影響到銀行批出的按揭還款期，增加貸款難度。但到底申請人年齡要到多大才會有明顯的影響?...
如果高齡人士想做長年期按揭，其實可以找一位年輕人士聯名買物業，或是請他做擔保人或借款人。因為銀行會以較年輕的業主、擔保人或借款人的年齡去計算...
委託銀行認可的律師樓對物業進行查冊、核實樓契，並訂立「正式買賣合約」。